---
kind: "unit"
title: "12"
title_heading: "Banks and Banking"
key: "chX/part1015"
level: "part"
label: "Part 1015"
heading: "Mortgage Assistance Relief Services (regulation O)"
release: "ecfr-current"
date: "2026-08-27"
url: "https://uscodex.org/cfr/12/chX-part1015"
sections_count: 11
---

# Part 1015 — Mortgage Assistance Relief Services (regulation O)

Title 12 C.F.R. — Banks and Banking › Chapter X — Consumer Financial Protection Bureau

## Sections

- [§1015.1. Scope of regulations in this part.](/cfr/12/1015.1.md)
- [§1015.2. Definitions.](/cfr/12/1015.2.md)
- [§1015.3. Prohibited representations.](/cfr/12/1015.3.md)
- [§1015.4. Disclosures required in commercial communications.](/cfr/12/1015.4.md)
- [§1015.5. Prohibition on collection of advance payments and related disclosures.](/cfr/12/1015.5.md)
- [§1015.6. Assisting and facilitating.](/cfr/12/1015.6.md)
- [§1015.7. Exemptions.](/cfr/12/1015.7.md)
- [§1015.8. Waiver not permitted.](/cfr/12/1015.8.md)
- [§1015.9. Recordkeeping and compliance requirements.](/cfr/12/1015.9.md)
- [§1015.10. Actions by states.](/cfr/12/1015.10.md)
- [§1015.11. Severability.](/cfr/12/1015.11.md)