---
kind: "section"
citation: "12 C.F.R. § 749.3"
title: "12"
number: "749.3"
heading: "Vital records center and third-party service providers."
url: "https://uscodex.org/cfr/12/749.3"
---

# §749.3. Vital records center and third-party service providers.


A credit union must maintain, or contract with a third-party service provider to maintain, any equipment or software for its vital records center necessary for the credit union to access its records. If a credit union contracts with a third-party service provider to maintain its records, the credit union must maintain effective oversight of the third-party service provider to ensure the records meet the requirements of this section.


## Notes

### Authority

Authority: 12 U.S.C. 1756, 1766(a), 1784, 1786, 1789; 15 U.S.C. 7001(d).

### Source

Source: 91 FR 36076, June 16, 2026, unless otherwise noted.