---
kind: "section"
citation: "12 C.F.R. § 702.103"
title: "12"
number: "702.103"
heading: "Applicability of risk-based capital measures."
url: "https://uscodex.org/cfr/12/702.103"
---

# §702.103. Applicability of risk-based capital measures.


For purposes of [§ 702.102](/cfr/12/702.102.md), a credit union is defined as “complex” and a risk-based capital measure is applicable only if the credit union's quarter-end total assets exceed five hundred million dollars ($500,000,000), as reflected in its most recent Call Report. A complex credit union may calculate its risk-based capital measure either by using the risk-based capital ratio under [§ 702.104(a) through (c)](/cfr/12/702.104.md?p=a..c), or, for a qualifying complex credit union opting into the CCULR framework, by using the CCULR framework under [§ 702.104(d)](/cfr/12/702.104.md?p=d).


## Notes

### Amendments

[86 FR 72805, Dec. 23, 2021]

### Source

Source: 80 FR 66706, Oct. 29, 2015, unless otherwise noted.

### Authority

Authority: 12 U.S.C. 1757(9), 1766(a), 1784(a), 1786(e), 1790d.

### Source

Source: 65 FR 8584, Feb. 18, 2000, unless otherwise noted.

### Amendments

[86 FR 72805, Dec. 23, 2021]