---
kind: "section"
citation: "12 C.F.R. § 7.1027"
title: "12"
number: "7.1027"
heading: "Establishment and operation of a remote service unit by a national bank."
url: "https://uscodex.org/cfr/12/7.1027"
---

# §7.1027. Establishment and operation of a remote service unit by a national bank.


A remote service unit (RSU) is an automated or unstaffed facility, operated by a customer of a bank with at most delimited assistance from bank personnel, that conducts banking functions such as receiving deposits, paying withdrawals, or lending money. A national bank may establish and operate an RSU pursuant to [12 U.S.C. 24(Seventh)](/usc/12/24.md?p=Seventh). An RSU includes an automated teller machine, automated loan machine, automated device for receiving deposits, personal computer, telephone, other similar electronic devices, and drop boxes. An RSU may be equipped with a telephone or tele-video device that allows contact with bank personnel. An RSU is not a “branch” within the meaning of [12 U.S.C. 36(j)](/usc/12/36.md?p=j), and is not subject to State geographic or operational restrictions or licensing laws.


## Notes

### Amendments

[85 FR 83731, Dec. 22, 2020]

### Authority

Authority: 12 U.S.C. 1 et seq., 25b, 29, 71, 71a, 92, 92a, 93, 93a, 95(b)(1), 371, 371d, 481, 484, 1462a, 1463, 1464, 1465, 1818, 1828, 3102(b), and 5412(b)(2)(B).

### Source

Source: 61 FR 4862, Feb. 9, 1996, unless otherwise noted.

### Amendments

[85 FR 83731, Dec. 22, 2020]