---
kind: "section"
citation: "12 C.F.R. § 6.22"
title: "12"
number: "6.22"
heading: "Response to notice."
url: "https://uscodex.org/cfr/12/6.22"
---

# §6.22. Response to notice.

- (a) **Time for response.** A national bank or Federal savings association may file a written response to a notice of intent to issue a directive within the time period set by the OCC. The date shall be at least 14 calendar days from the date of the notice unless the OCC determines that a shorter period is appropriate in light of the financial condition of the national bank or Federal savings association or other relevant circumstances.
- (b) **Content of response.** The response should include:
  - (1) An explanation why the action proposed by the OCC is not an appropriate exercise of discretion under [section 38](/cfr/12/38.md);
  - (2) Any recommended modification of the proposed directive; and
  - (3) Any other relevant information, mitigating circumstances, documentation, or other evidence in support of the position of the national bank or Federal savings association regarding the proposed directive.
- (c) **Failure to file response.** Failure by a national bank or Federal savings association to file with the OCC, within the specified time period, a written response to a proposed directive shall constitute a waiver of the opportunity to respond and shall constitute consent to the issuance of the directive.

## Notes

### Authority

Authority: 12 U.S.C. 93a, 1831o, 5412(b)(2)(B).

### Source

Source: 78 FR 62275, Oct. 11, 2013, unless otherwise noted.