---
kind: "section"
citation: "12 C.F.R. § 34.222"
title: "12"
number: "34.222"
heading: "Quality control standards."
url: "https://uscodex.org/cfr/12/34.222"
---

# §34.222. Quality control standards.


Mortgage originators and secondary market issuers that engage in credit decisions or covered securitization determinations themselves, or through or in cooperation with a third-party or affiliate, must adopt and maintain policies, practices, procedures, and control systems to ensure that automated valuation models used in these transactions adhere to quality control standards designed to:

- (a) Ensure a high level of confidence in the estimates produced;
- (b) Protect against the manipulation of data;
- (c) Seek to avoid conflicts of interest;
- (d) Require random sample testing and reviews; and
- (e) **Comply with applicable nondiscrimination laws.**

## Notes

### Source

Source: 89 FR 64571, Aug. 7, 2024, unless otherwise noted.

### Authority

Authority: 12 U.S.C. 1 et seq., 25b, 29, 93a, 371, 1462a, 1463, 1464, 1465, 1701j-3, 1828(o), 3331 et seq., 5101 et seq., 5412(b)(2)(B) and 15 U.S.C. 1639h.