---
kind: "section"
citation: "12 C.F.R. § 334.3"
title: "12"
number: "334.3"
heading: "Definitions."
url: "https://uscodex.org/cfr/12/334.3"
---

# §334.3. Definitions.


For purposes of this part, unless explicitly stated otherwise:

- (a) Act means the Fair Credit Reporting Act ([15 U.S.C. 1681](/usc/15/1681.md) et seq.).
- (b) Affiliate means any company that is related by common ownership or common corporate control with another company.
- (c) [Reserved]
- (d) Company means any corporation, limited liability company, business trust, general or limited partnership, association, or similar organization.
- (e) Consumer means an individual.
- (f) -(h) [Reserved]
- (i) Common ownership or common corporate control means a relationship between two companies under which:
  - (1) **One company has, with respect to the other company—**
    - (i) Ownership, control, or power to vote 25 percent or more of the outstanding shares of any class of voting security of a company, directly or indirectly, or acting through one or more other persons;
    - (ii) Control in any manner over the election of a majority of the directors, trustees, or general partners (or individuals exercising similar functions) of a company; or
    - (iii) The power to exercise, directly or indirectly, a controlling influence over the management or policies of a company, as the FDIC determines; or
  - (2) Any other person has, with respect to both companies, a relationship described in [paragraphs (i)(1)(i) through (i)(1)(iii)](#i-1-i..i-1-iii) of this section.
- (j) [Reserved]
- (k) **Medical information—** means:
  - (1) Information or data, whether oral or recorded, in any form or medium, created by or derived from a health care provider or the consumer, that relates to:
    - (i) The past, present, or future physical, mental, or behavioral health or condition of an individual;
    - (ii) The provision of health care to an individual; or
    - (iii) **The payment for the provision of health care to an individual.**
  - (2) **The term does not include—**
    - (i) The age or gender of a consumer;
    - (ii) Demographic information about the consumer, including a consumer's residence address or e-mail address;
    - (iii) Any other information about a consumer that does not relate to the physical, mental, or behavioral health or condition of a consumer, including the existence or value of any insurance policy; or
    - (iv) **Information that does not identify a specific consumer.**
- (l) Person means any individual, partnership, corporation, trust, estate cooperative, association, government or governmental subdivision or agency, or other entity.
- (m) **State savings association—** has the same meaning as in section 3(b)(3) of the Federal Deposit Insurance Act, [12 U.S.C. 1813(b)(3)](/usc/12/1813.md?p=b-3).

## Notes

### Amendments

[70 FR 70685, Nov. 22, 2005, as amended at 72 FR 63760, Nov. 9, 2007; 80 FR 65919, Oct. 28, 2015]

### Source

Source: 70 FR 70685, Nov. 22, 2005, unless otherwise noted.

### Authority

Authority: 12 U.S.C. 1818, 1819 (Tenth), and 1831p-1; 15 U.S.C. 1681a, 1681b, 1681c, 1681m, 1681s, 1681s-2, 1681s-3, 1681t, 1681w, 6801 et seq., Pub. L. 108-159, 117 Stat. 1952.

### Source

Source: 69 FR 77618, Dec. 28, 2004, unless otherwise noted.

### Amendments

[70 FR 70685, Nov. 22, 2005, as amended at 72 FR 63760, Nov. 9, 2007; 80 FR 65919, Oct. 28, 2015]