---
kind: "section"
citation: "12 C.F.R. § 332.8"
title: "12"
number: "332.8"
heading: "Revised privacy notices."
url: "https://uscodex.org/cfr/12/332.8"
---

# §332.8. Revised privacy notices.

- (a) **General rule.** Except as otherwise authorized in this part, you must not, directly or through any affiliate, disclose any nonpublic personal information about a consumer to a nonaffiliated third party other than as described in the initial notice that you provided to that consumer under [§ 332.4](/cfr/12/332.4.md), unless:
  - (1) You have provided to the consumer a clear and conspicuous revised notice that accurately describes your policies and practices;
  - (2) You have provided to the consumer a new opt out notice;
  - (3) You have given the consumer a reasonable opportunity, before you disclose the information to the nonaffiliated third party, to opt out of the disclosure; and
  - (4) **The consumer does not opt out.**
- (b) **Examples—**
  - (1) Except as otherwise permitted by §§ [332.13](/cfr/12/332.13.md), [332.14](/cfr/12/332.14.md), and [332.15](/cfr/12/332.15.md), you must provide a revised notice before you:
    - (i) Disclose a new category of nonpublic personal information to any nonaffiliated third party;
    - (ii) Disclose nonpublic personal information to a new category of nonaffiliated third party; or
    - (iii) Disclose nonpublic personal information about a former customer to a nonaffiliated third party, if that former customer has not had the opportunity to exercise an opt out right regarding that disclosure.
  - (2) A revised notice is not required if you disclose nonpublic personal information to a new nonaffiliated third party that you adequately described in your prior notice.
- (c) **Delivery.** When you are required to deliver a revised privacy notice by this section, you must deliver it according to [§ 332.9](/cfr/12/332.9.md).

## Notes

### Authority

Authority: 12 U.S.C. 1819 (Seventh and Tenth); 15 U.S.C. 6801 et seq.

### Source

Source: 65 FR 35216, June 1, 2000, unless otherwise noted.