---
kind: "section"
citation: "12 C.F.R. § 329.10"
title: "12"
number: "329.10"
heading: "Liquidity coverage ratio."
url: "https://uscodex.org/cfr/12/329.10"
---

# §329.10. Liquidity coverage ratio.

- (a) **Minimum liquidity coverage ratio requirement.** Subject to the transition provisions in [subpart F](/cfr/12/subpartF.md) of this part, an FDIC-supervised institution must calculate and maintain a liquidity coverage ratio that is equal to or greater than 1.0 on each business day in accordance with this part. An FDIC-supervised institution must calculate its liquidity coverage ratio as of the same time on each calculation date (the elected calculation time). The FDIC-supervised institution must select this time by written notice to the FDIC prior to December 31, 2019. The FDIC-supervised institution may not thereafter change its elected calculation time without prior written approval from the FDIC.
- (b) **Calculation of the liquidity coverage ratio.** A FDIC-supervised institution's liquidity coverage ratio equals:
  - (1) The FDIC-supervised institution's HQLA amount as of the calculation date, calculated under subpart C of this part; divided by
  - (2) The FDIC-supervised institution's total net cash outflow amount as of the calculation date, calculated under subpart D of this part.

## Notes

### Amendments

[79 FR 61523, Oct. 10, 2014, as amended at 84 FR 59282, Nov. 1, 2019]

### Authority

Authority: 12 U.S.C. 1815, 1816, 1818, 1819, 1828, 1831p-1, 5412.

### Source

Source: 79 FR 61523, Oct. 10, 2014, unless otherwise noted.

### Amendments

[79 FR 61523, Oct. 10, 2014, as amended at 84 FR 59282, Nov. 1, 2019]