---
kind: "section"
citation: "12 C.F.R. § 329.1"
title: "12"
number: "329.1"
heading: "Purpose and applicability."
url: "https://uscodex.org/cfr/12/329.1"
---

# §329.1. Purpose and applicability.

- (a) **Purpose.** This part establishes a minimum liquidity standard and a minimum stable funding standard for certain FDIC-supervised institutions on a consolidated basis, as set forth herein.
- (b) **Applicability.**
  - (1) An FDIC-supervised institution is subject to the minimum liquidity standard, minimum stable funding standard, and other requirements of this part if:
    - (i) **It is a—**
      - (A) GSIB depository institution supervised by the FDIC;
      - (B) Category II FDIC-supervised institution; or
      - (C) Category III FDIC-supervised institution; or
    - (ii) The FDIC has determined that application of this part is appropriate in light of the FDIC-supervised institution's asset size, level of complexity, risk profile, scope of operations, affiliation with foreign or domestic covered entities, or risk to the financial system.
  - (2) **This part does not apply to—**
    - (i) A bridge financial company as defined in [12 U.S.C. 5381(a)(3)](/usc/12/5381.md?p=a-3), or a subsidiary of a bridge financial company;
    - (ii) A new depository institution or a bridge depository institution, as defined in [12 U.S.C. 1813(i)](/usc/12/1813.md?p=i); or
    - (iii) **An insured branch.**
  - (3) In making a determination under [paragraph (b)(1)(ii)](#b-1-ii) of this section, the FDIC will apply, as appropriate, notice and response procedures in the same manner and to the same extent as the notice and response procedures set forth in [12 CFR 324.5](/cfr/12/324.5.md).

## Notes

### Amendments

[84 FR 59279, Nov. 1, 2019, as amended at 86 FR 9218, Feb. 11, 2021]

### Authority

Authority: 12 U.S.C. 1815, 1816, 1818, 1819, 1828, 1831p-1, 5412.

### Source

Source: 79 FR 61523, Oct. 10, 2014, unless otherwise noted.

### Amendments

[84 FR 59279, Nov. 1, 2019, as amended at 86 FR 9218, Feb. 11, 2021]