---
kind: "section"
citation: "12 C.F.R. § 3.401"
title: "12"
number: "3.401"
heading: "Purpose and scope."
url: "https://uscodex.org/cfr/12/3.401"
---

# §3.401. Purpose and scope.


The rules and procedures specified in this subpart are applicable to a proceeding to establish required minimum capital ratios that would otherwise be applicable to a national bank or Federal savings association under [subpart B](/cfr/12/subpartB.md) of this part. The OCC is authorized under 12 U.S.C. [1464(s)(2)](/usc/12/1464.md?p=s-2) and [3907(a)(2)](/usc/12/3907.md?p=a-2) to establish such minimum capital requirements for a national bank or Federal savings association as the OCC, in its discretion, deems appropriate in light of the particular circumstances at that national bank or Federal savings association. Proceedings under this subpart also may be initiated to require a national bank or Federal savings association having capital ratios above those set forth in [subpart B](/cfr/12/subpartB.md) of this part, or other legal authority to continue to maintain those higher ratios.


## Notes

### Source

Source: 78 FR 62269, Oct. 11, 2013, unless otherwise noted.

### Authority

Authority: 12 U.S.C. 93a, 161, 1462, 1462a, 1463, 1464, 1818, 1828(n), 1828 note, 1831n note, 1835, 3907, 3909, 5371, 5371 note, 5412(b)(2)(B), and Pub. L. 116-136, 134 Stat. 281.

### Source

Source: 50 FR 10216, Mar. 14, 1985, unless otherwise noted.