---
kind: "section"
citation: "12 C.F.R. § 226.30"
title: "12"
number: "226.30"
heading: "Limitation on rates."
url: "https://uscodex.org/cfr/12/226.30"
---

# §226.30. Limitation on rates.


A creditor shall include in any consumer credit contract secured by a dwelling and subject to the act and this regulation the maximum interest rate that may be imposed during the term of the obligation 50 when:

- (a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or
- (b) In the case of open-end credit, the annual percentage rate may increase during the plan.

## Notes

### Amendments

[75 FR 7818, Feb. 22, 2010]

### Authority

Authority: 12 U.S.C. 3806; 15 U.S.C. 1604, 1637(c)(5), 1639(l), and 1639h; Pub. L. 111-24, section 2, 123 Stat. 1734; Pub. L. 111-203, 124 Stat. 1376.

### Source

Source: Reg. Z, 46 FR 20892, Apr. 7, 1981, unless otherwise noted.

### Amendments

[75 FR 7818, Feb. 22, 2010]