---
kind: "section"
citation: "12 C.F.R. § 208.81"
title: "12"
number: "208.81"
heading: "Purpose and scope."
url: "https://uscodex.org/cfr/12/208.81"
---

# §208.81. Purpose and scope.


This subpart establishes consumer protections in connection with retail sales practices, solicitations, advertising, or offers of any insurance product or annuity to a consumer by:

- (a) Any state member bank; or
- (b) **Any other person that is engaged in such activities at an office of the bank or on behalf of the bank.**

## Notes

### Source

Source: 65 FR 75841, Dec. 4, 2000, unless otherwise noted.

### Authority

Authority: 12 U.S.C. 24, 36, 92a, 93a, 248(a), 248(c), 321-338a, 371d, 461, 481-486, 601, 611, 1814, 1816, 1817(a)(3), 1817(a)(12), 1818, 1820(d)(9), 1833(j), 1828(o), 1831, 1831o, 1831p-1, 1831r-1, 1831w, 1831x, 1835a, 1882, 2901-2907, 3105, 3310, 3331-3351, 3905-3909, 5371, and 5371 note; 15 U.S.C. 78b, 78I(b), 78 l (i), 780-4(c)(5), 78q, 78q-1, 78w, 1681s, 1681w, 6801, and 6805; 31 U.S.C. 5318; 42 U.S.C. 4012a, 4104a, 4104b, 4106, and 4128.

### Source

Source: Reg. H, 17 FR 8006, Sept. 4, 1952, unless otherwise noted.