---
kind: "section"
citation: "12 C.F.R. § 157.14"
title: "12"
number: "157.14"
heading: "What interest rate may I pay on accounts?"
url: "https://uscodex.org/cfr/12/157.14"
---

# §157.14. What interest rate may I pay on accounts?

- (a) You may pay interest at any rate or anticipated rate of return on accounts, either in deposit or in share form, as provided in your charter and the account's terms.
- (b) You may pay fixed or variable rates. If you pay a variable rate, you must base it on a schedule, index, or formula that you specify in the account's terms.

## Notes

### Authority

Authority: 12 U.S.C. 1462a, 1463, 1464, 5412(b)(2)(B).

### Source

Source: 76 FR 49025, Aug. 9, 2011, unless otherwise noted.