---
kind: "section"
citation: "12 C.F.R. § 150.320"
title: "12"
number: "150.320"
heading: "What is acceptable collateral for uninsured deposits?"
url: "https://uscodex.org/cfr/12/150.320"
---

# §150.320. What is acceptable collateral for uninsured deposits?


Any of the following is acceptable collateral for self deposits or affiliate deposits under [§ 150.310](/cfr/12/150.310.md):

- (a) Direct obligations of the United States, or other obligations fully guaranteed by the United States as to principal and interest.
- (b) Readily marketable securities of the classes in which state-chartered corporate fiduciaries are permitted to invest fiduciary funds under applicable state law.
- (c) Other readily marketable securities as the OCC may determine.
- (d) **Surety bonds, to the extent they provide adequate security, unless prohibited by applicable law.**
- (e) Any other assets that qualify under applicable state law as appropriate security for deposits of fiduciary funds.

## Notes

### Authority

Authority: 12 U.S.C. 1462a, 1463, 1464, 5412(b)(2)(B).

### Source

Source: 76 FR 49003, Aug. 9, 2011, unless otherwise noted.