---
kind: "section"
citation: "12 C.F.R. § 145.1"
title: "12"
number: "145.1"
heading: "General authority."
url: "https://uscodex.org/cfr/12/145.1"
---

# §145.1. General authority.


A Federal savings association may exercise all authority granted it by the Home Owners' Loan Act of 1933 (“Act”), [12 U.S.C. 1464](/usc/12/1464.md), as amended, and its charter and bylaws, whether or not implemented specifically by OCC regulations, subject to the limitations and interpretations contained in this part.


## Notes

### Authority

Authority: 12 U.S.C. 1462a, 1463, 1464, 1828, 5412(b)(2)(B).

### Source

Source: 76 FR 48999, Aug. 9, 2011, unless otherwise noted.