---
kind: "section"
citation: "12 C.F.R. § 1282.11"
title: "12"
number: "1282.11"
heading: "General."
url: "https://uscodex.org/cfr/12/1282.11"
---

# §1282.11. General.

- (a) **General.** Pursuant to the requirements of the Safety and Soundness Act (12 U.S.C. [4561-4564](/usc/12/4561-4564.md), [4566](/usc/12/4566.md)), this subpart establishes:
  - (1) Three single-family owner-occupied purchase money mortgage housing goals, a single-family owner-occupied purchase money mortgage housing subgoal, a single-family refinancing mortgage housing goal, two multifamily housing goals, and a multifamily housing subgoal;
  - (2) Requirements for measuring performance under the goals; and
  - (3) **Procedures for monitoring and enforcing the goals.**
- (b) **Annual goals.** Each housing goal shall be established by regulation no later than December 1 of the preceding year, except that any housing goal may be adjusted by regulation to reflect subsequent available data and market developments.
- (c) **Severability.** FHFA intends the various provisions of this part to be separate and severable from one another. If any provision of this part, or any application of a provision, is stayed or determined to be invalid or unenforceable, the remaining provisions or applications will continue in effect.

## Notes

### Amendments

[75 FR 55930, Sept. 14, 2010, as amended at 80 FR 53430, Sept. 3, 2015; 86 FR 73657, Dec. 28, 2021; 89 FR 106275, Dec. 30, 2024; 90 FR 59965, Dec. 23, 2025]

### Authority

Authority: 12 U.S.C. 4501, 4502, 4511, 4513, 4526, 4561-4566.

### Source

Source: 75 FR 55930, Sept. 14, 2010, unless otherwise noted.

### Amendments

[75 FR 55930, Sept. 14, 2010, as amended at 80 FR 53430, Sept. 3, 2015; 86 FR 73657, Dec. 28, 2021; 89 FR 106275, Dec. 30, 2024; 90 FR 59965, Dec. 23, 2025]