---
kind: "section"
citation: "12 C.F.R. § 1091.110"
title: "12"
number: "1091.110"
heading: "Voluntary consent to Bureau's authority."
url: "https://uscodex.org/cfr/12/1091.110"
---

# §1091.110. Voluntary consent to Bureau's authority.

- (a) At any time, a person and the initiating official may enter into a consent agreement by which the person voluntarily consents to the Bureau's supervisory authority under [12 U.S.C. 5514](/usc/12/5514.md). The consent agreement shall constitute an order authorized by [12 U.S.C. 5514(a)(1)(C)](/usc/12/5514.md?p=a-1-C).
- (b) A consent agreement under this section does not constitute an admission that a person is a nonbank covered person that is engaging, or has engaged, in conduct that poses risks to consumers with regard to the offering or provision of consumer financial products or services.
- (c) A consent agreement may specify a period of time that the person will be subject to the Bureau's authority under [12 U.S.C. 5514](/usc/12/5514.md). If the consent agreement specifies a period of time, it shall not be eligible for a petition for termination pursuant to [§ 1091.113](/cfr/12/1091.113.md). If the consent agreement does not specify a period of time, the consent agreement will continue until terminated pursuant to [§ 1091.113](/cfr/12/1091.113.md).
- (d) A consent agreement under this section shall state that the person waives any right to judicial review of the consent agreement.
- (e) The initiating official encloses a proposed consent agreement with the Notice of Reasonable Cause under [§ 1091.103(b)](/cfr/12/1091.103.md?p=b).

## Notes

### Authority

Authority: 12 U.S.C. 5512(b)(1), 5514(a)(1)(C), 5514(b)(7).

### Source

Source: 90 FR 46040, Sept. 25, 2025, unless otherwise noted.