---
kind: "section"
citation: "12 C.F.R. § 1033.301"
title: "12"
number: "1033.301"
heading: "General requirements."
url: "https://uscodex.org/cfr/12/1033.301"
---

# §1033.301. General requirements.

- (a) **Requirement to maintain interfaces.** A data provider subject to the requirements of this part must maintain a consumer interface and a developer interface. The consumer interface and the developer interface must satisfy the requirements set forth in this section. The developer interface must satisfy the additional requirements set forth in [§ 1033.311](/cfr/12/1033.311.md).
- (b) **Machine-readable files upon request.** Upon request for covered data in a machine-readable file, and subject to paragraphs [(b)(1)](#b-1) and [(2)](#b-2) of this section, a data provider must make available to a consumer or an authorized third party covered data in a file that is machine-readable and that the consumer or authorized third party can retain and transfer for processing into a separate information system that is reasonably available to and in the control of the consumer or authorized third party.
  - (1) **Consumer interface.** With respect to covered data provided through its consumer interface, a data provider is not required to comply with:
    - (i) The requirements of this [paragraph (b)](#b) for the covered data described in [§ 1033.211(c)](/cfr/12/1033.211.md?p=c) (payment initiation information) and (f) (account verification information); and
    - (ii) The requirement of this [paragraph (b)](#b) to provide in a file that is machine-readable the covered data described in [§ 1033.211(d)](/cfr/12/1033.211.md?p=d) (terms and conditions).
  - (2) **Developer interface.** With respect to covered data provided through its developer interface, a data provider satisfies the requirements of this [paragraph (b)](#b) if it makes available covered data in a form that satisfies the requirements of [§ 1033.311(b)](/cfr/12/1033.311.md?p=b).
- (c) **Fees prohibited.** A data provider must not impose any fees or charges on a consumer or an authorized third party in connection with:
  - (1) **Interfaces.** Establishing or maintaining the interfaces required by [paragraph (a)](#a) of this section; or
  - (2) **Requests.** Receiving requests or making available covered data in response to requests as required by this part.

## Notes

### Authority

Authority: 12 U.S.C. 5512; 12 U.S.C. 5514; 12 U.S.C. 5533.

### Source

Source: 89 FR 90989, Nov. 18, 2024, unless otherwise noted.