---
kind: "section"
citation: "12 C.F.R. § 1026.30"
title: "12"
number: "1026.30"
heading: "Limitation on rates."
url: "https://uscodex.org/cfr/12/1026.30"
---

# §1026.30. Limitation on rates.


A creditor shall include in any consumer credit contract secured by a dwelling and subject to the Act and this part the maximum interest rate that may be imposed during the term of the obligation when:

- (a) In the case of closed-end credit, the annual percentage rate may increase after consummation, or
- (b) In the case of open-end credit, the annual percentage rate may increase during the plan.

## Notes

### Authority

Authority: 12 U.S.C. 2601, 2603-2605, 2607, 2609, 2617, 3353, 3354, 5511, 5512, 5532, 5581; 15 U.S.C. 1601 et seq.

### Source

Source: 76 FR 79772, Dec. 22, 2011, unless otherwise noted.