---
kind: "section"
citation: "12 C.F.R. § 1022.42"
title: "12"
number: "1022.42"
heading: "Reasonable policies and procedures concerning the accuracy and integrity of furnished information."
url: "https://uscodex.org/cfr/12/1022.42"
---

# §1022.42. Reasonable policies and procedures concerning the accuracy and integrity of furnished information.

- (a) **Policies and procedures.** Each furnisher must establish and implement reasonable written policies and procedures regarding the accuracy and integrity of the information relating to consumers that it furnishes to a consumer reporting agency. The policies and procedures must be appropriate to the nature, size, complexity, and scope of each furnisher's activities.
- (b) **Guidelines.** Each furnisher must consider the guidelines in appendix E of this part in developing its policies and procedures required by this section, and incorporate those guidelines that are appropriate.
- (c) **Reviewing and updating policies and procedures.** Each furnisher must review its policies and procedures required by this section periodically and update them as necessary to ensure their continued effectiveness.

## Notes

### Authority

Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 1681a, 1681b, 1681c, 1681c-1, 1681c-3, 1681e, 1681g, 1681i, 1681j, 1681m, 1681s, 1681s-2, 1681s-3, and 1681t; Sec. 214, Pub. L. 108-159, 117 Stat. 1952.

### Source

Source: 76 FR 79312, Dec. 21, 2011, unless otherwise noted.