---
kind: "section"
citation: "12 C.F.R. § 1016.8"
title: "12"
number: "1016.8"
heading: "Revised privacy notices."
url: "https://uscodex.org/cfr/12/1016.8"
---

# §1016.8. Revised privacy notices.

- (a) **General rule.** Except as otherwise authorized in this part, you must not, directly or through any affiliate, disclose any nonpublic personal information about a consumer to a nonaffiliated third party other than as described in the initial notice that you provided to that consumer under [§ 1016.4](/cfr/12/1016.4.md) of this part, unless:
  - (1) You have provided to the consumer a clear and conspicuous revised notice that accurately describes your policies and practices;
  - (2) You have provided to the consumer a new opt out notice;
  - (3) You have given the consumer a reasonable opportunity, before you disclose the information to the nonaffiliated third party, to opt out of the disclosure; and
  - (4) **The consumer does not opt out.**
- (b) **Examples.**
  - (1) Except as otherwise permitted by §§ [1016.13](/cfr/12/1016.13.md), [1016.14](/cfr/12/1016.14.md), and [1016.15](/cfr/12/1016.15.md) of this part, you must provide a revised notice before you:
    - (i) Disclose a new category of nonpublic personal information to any nonaffiliated third party;
    - (ii) Disclose nonpublic personal information to a new category of nonaffiliated third party; or
    - (iii) Disclose nonpublic personal information about a former customer to a nonaffiliated third party, if that former customer has not had the opportunity to exercise an opt out right regarding that disclosure.
  - (2) A revised notice is not required if you disclose nonpublic personal information to a new nonaffiliated third party that you adequately described in your prior notice.
- (c) **Delivery.** When you are required to deliver a revised privacy notice by this section, you must deliver it according to [§ 1016.9](/cfr/12/1016.9.md) of this part.

## Notes

### Authority

Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 6804.

### Source

Source: 76 FR 79028, Dec. 21, 2011, unless otherwise noted.