---
kind: "section"
citation: "12 C.F.R. § 1016.16"
title: "12"
number: "1016.16"
heading: "Protection of Fair Credit Reporting Act."
url: "https://uscodex.org/cfr/12/1016.16"
---

# §1016.16. Protection of Fair Credit Reporting Act.


Nothing in this part shall be construed to modify, limit, or supersede the operation of the Fair Credit Reporting Act ([15 U.S.C. 1681](/usc/15/1681.md) et seq.), and no inference shall be drawn on the basis of the provisions of this part regarding whether information is transaction or experience information under [section 603](/cfr/12/603.md) of that Act.


## Notes

### Authority

Authority: 12 U.S.C. 5512, 5581; 15 U.S.C. 6804.

### Source

Source: 76 FR 79028, Dec. 21, 2011, unless otherwise noted.