---
kind: "section"
citation: "12 C.F.R. § 1007.105"
title: "12"
number: "1007.105"
heading: "Use of unique identifier."
url: "https://uscodex.org/cfr/12/1007.105"
---

# §1007.105. Use of unique identifier.

- (a) The covered financial institution shall make the unique identifier(s) of its registered mortgage loan originator(s) available to consumers in a manner and method practicable to the institution.
- (b) A registered mortgage loan originator shall provide his or her unique identifier to a consumer:
  - (1) Upon request;
  - (2) Before acting as a mortgage loan originator; and
  - (3) Through the originator's initial written communication with a consumer, if any, whether on paper or electronically.

## Notes

### Authority

Authority: 12 U.S.C. 5101-5116; 15 U.S.C. 1604(a), 1639b; Pub. L. 111-203, 124 Stat. 1376.

### Source

Source: 76 FR 78487, Dec. 19, 2011, unless otherwise noted.