---
kind: "section"
citation: "12 C.F.R. § 1006.42"
title: "12"
number: "1006.42"
heading: "Sending required disclosures."
url: "https://uscodex.org/cfr/12/1006.42"
---

# §1006.42. Sending required disclosures.

- (a) **Sending required disclosures—**
  - (1) **In general.** A debt collector who sends disclosures required by the Act and this part in writing or electronically must do so in a manner that is reasonably expected to provide actual notice, and in a form that the consumer may keep and access later.
  - (2) **Exceptions.** A debt collector need not comply with [paragraph (a)(1)](#a-1) of this section when sending the disclosure required by [§ 1006.6(e)](/cfr/12/1006.6.md?p=e) or [§ 1006.18(e)](/cfr/12/1006.18.md?p=e) in writing or electronically, unless the disclosure is included on a notice required by [§ 1006.34(a)(1)(i)](/cfr/12/1006.34.md?p=a-1-i) or § [1006.38(c)](/cfr/12/1006.38.md?p=c) or [(d)(2)](/cfr/12/1006.38.md?p=d-2).
- (b) **Requirements for certain disclosures sent electronically.** To comply with [paragraph (a)](#a) of this section, a debt collector who sends the notice required by [§ 1006.34(a)(1)(i)(B)](/cfr/12/1006.34.md?p=a-1-i-B), or the disclosures described in § [1006.38(c)](/cfr/12/1006.38.md?p=c) or [(d)(2)(i)](/cfr/12/1006.38.md?p=d-2-i), electronically must do so in accordance with [section 101(c)](/cfr/12/101.md?p=c) of the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) ([15 U.S.C. 7001(c)](/usc/15/7001.md?p=c)).

## Notes

### Amendments

[85 FR 76887, Nov. 30, 2020, as amended at 86 FR 5856, Jan. 19, 2021]

### Authority

Authority: 12 U.S.C. 5512, 5514(b), 5532; 15 U.S.C. 1692 l (d), 1692o, 7004.

### Source

Source: 85 FR 76887, Nov. 30, 2020, unless otherwise noted.

### Amendments

[85 FR 76887, Nov. 30, 2020, as amended at 86 FR 5856, Jan. 19, 2021]