---
kind: "diff"
citation: "H.R. 3230"
bill: "119-hr-3230"
heading: "Financial Institution Regulatory Tailoring Enhancement Act"
from: "ih"
from_label: "Introduced in House"
to: "rh"
to_label: "Reported in House"
sections_amended: 1
sections_added: 0
sections_removed: 0
url: "https://uscodex.org/bills/119/hr/3230/changes/rh"
---

# H.R. 3230 — what changed

H.R. 3230, Financial Institution Regulatory Tailoring Enhancement Act — 1 section amended between Introduced in House and Reported in House.

Edits are marked `<del>struck</del>` and `<ins>inserted</ins>`.

## Sec. 2 Increased asset thresholds

- (a) Bureau <del>Supervision—</del><ins>supervision—</ins> <del>Section 1025(a) of the </del><ins>The </ins>Consumer Financial Protection Act of 2010 <del>(12 U.S.C. 5515) </del>is <del>amended by striking “$10,000,000,000” each place it occurs and inserting “$50,000,000,000”.</del><ins>amended—</ins>
  - (1) <ins>in section 1025(a) (12 U.S.C. 5515(a)), by striking “$10,000,000,000” each place it occurs and inserting “$50,000,000,000”; and</ins>
  - (2) <ins>in section 1026(a) (12 U.S.C. 5516(a)), by striking “$10,000,000,000” each place it occurs and inserting “$50,000,000,000”.</ins>
- (b) Volker rule requirements— Section 13(h)(1)(B)(i) of the Bank Holding Company Act of 1956 (12 U.S.C. 1851(h)(1)(B)(i)) is amended by striking “$10,000,000,000” and inserting “$50,000,000,000”.
- (c) Qualified mortgage requirements— Section <del>129C(b)(F)(i) </del><ins>129C(b)(2)(F)(i) </ins>of the Truth in Lending Act (15 U.S.C. <del>1639c(b)(F)(i)) </del><ins>1639c(b)(2)(F)(i)) </ins>is amended by striking “$10,000,000,000” and inserting “$50,000,000,000”.
- (d) Leverage and <del>risk-Based </del><ins>risk-based </ins>capital requirements— Section 201(a)(3)(A) of the Economic Growth, Regulatory Relief, and Consumer Protection Act (12 U.S.C. 5371 <del>note (a)(3)(A)) </del><ins>note) </ins>is amended by striking “$10,000,000,000” and inserting “$50,000,000,000”.